USER AGREEMENT

This User Agreement (hereinafter referred to as "the Agreement") defines the rights and obligations of the Parties, including the terms and conditions of using the Website functions, as well as the general terms of Services provision between the Contractor (hereinafter referred to as the "Website Owner") as one party, and a natural or legal person – the Client who has accepted the terms of this Agreement by acceding to the Agreement generally and unconditionally (hereinafter "Website User") – as the other party, hereinafter collectively referred to as "the Parties" and individually as "the Party".

This Agreement and relations between the Parties arising under or relating to this Agreement are governed by law.

Definitions and Subject of the Agreement

The terms used in this Agreement shall mean the following:

a) The Website – a website hosted at the domain of the Website Owner and its subdomains.

b) The Agreement – this agreement with all attachments constituting its integral part;

c) The Administration/the representative of the Website, the Website Owner – a person authorized by the website Owner for the activities covered by the Agreement.

d) The Visitor – any person who has visited the Website and uses its functionality to familiarize himself/herself with the content posted on the Website.

e) The Client – the User – a natural person who is able to accede to the Agreement generally and unconditionally in his/her own interest or acting on behalf of the legal entity.

Every visitor of the Website may voluntarily fill in the appropriate form and become a User.

The Website contains information and materials concerning goods and services the User may be provided with in the future in case he/she signs a real Contract. If a person is registered as a User on behalf of the legal entity that authorized him, the legal entity accepts the Agreement in its entirety with the following consequences.

Amongst other things, while using the Website the User may not impersonate another person or representative of any organization and/or community without sufficient entitlement, or an employee of the Website; the User may not employ any other illegal forms and methods of representing other persons on the Internet, as well as mislead Users or the Administration regarding the properties and characteristics of any objects or subjects.

In the event of violation of the rights and/or interests related to the use of the Website, including those of other User, one should inform the Website Owner by sending a written notice, stating the circumstances in detail over telephone and/or providing a hypertext link to the page containing materials that violate the corresponding rights and/or interests of the Website.

Copyright

All objects available on this Website, including design elements, text, graphic images, illustrations, videos, computer programs, databases, music, sounds and other objects placed on the Website are copyrighted by the Website and other rights holders. The Website grants the User with the right to use its functionality within its general capabilities.

Using the Website in a different way, including copying (reproduction) of the Website Content, design and graphical elements placed on the Website, computer programs and databases, their decompilation, modification and further distribution, communication to the public, providing public access is strictly prohibited, if not specified in this Agreement and included in the Appendix of the Contract.

The User may not duplicate, recreate and copy, sell and use for any commercial purpose any part of the Website (including the Content available to the User through the Application) or access to them, other than: the User has obtained such permission from the Owner of the Website/Owner of the service or when it is directly provided in additional documents (Contracts, Appendixes, etc.).

The non-commercial use of the Website by the User, as well as the Content posted on it is allowed for personal use, provided that all copyrights, related rights, trademarks are respected; the name (or alias) of the author/title of the right holder is kept unchanged; the object is preserved unchanged. Exceptions to this rule apply where they are provided by the legislation that regulates general data protection or additional documents regarding the use of the Website.

The Website may contain links to web pages (websites of other companies). These third parties and their contents are not checked by the Website for compliance with the stated requirements (authenticity, completeness, etc.). The Website shall not be liable for any information, materials placed on the websites of third parties to which the User gains access as result of using the Website, and the availability of such pages or information, as well as consequences of their use by the User.

A link (in any form) to any website, product or service, any commercial or non-commercial information placed on the Website is not a recommendation of such products (services, activities), unless the Website indicates this fact directly.

Notifications

The Website Owner/the Administration/the Representative of the Website and the person represented by the Website have the right to send notifications informing about the events taking place on the Website or related to it and its representatives via e-mail, by telephone and via social network page of the User.

Final Provisions

This Agreement is governed by and interpreted in accordance with the applicable law that regulates general data protection. The issues not governed by this Agreement shall be regarded in accordance with the law. All possible disputes arising from the relations governed by this Agreement shall be resolved in the manner specified by the current legislation.

In case for some reason one or more provisions of this Agreement prove to be invalid or impossible to implement, this does not mean that the remaining provisions of the Agreement are invalid or not binding.

Temporary inactivity of the Party (the Website) in the event of breach of the Agreement provisions by the User or other Users does not deprive the Party of the right to take appropriate actions to defend its interests later, and does not mean that the Party waives its rights on subsequent occasions of such or similar breaches.

All disputes arising from or related to the Agreement shall be reviewed by the court at the location of the Website in accordance with applicable law.

This USER AGREEMENT has been developed and operates under the current Legislation on the protection of individuals with regard to the processing of personal data and any flow of such data.

This Privacy Policy sets out personal data processing rules and confidentiality provisions of the Website Users.

This Policy is an integral part of the User Agreement (hereinafter – "the Agreement") which is hosted by and/or available on the Website, as well as some of other Contracts which were signed or may be signed with the User. By using the Website the User agrees with the Privacy Policy which regulates personal data privacy on the Website (hereinafter referred to as the "Privacy Policy"), and of his/her own free will and in his/her own interest gives written consent to the following methods of Personal Data Processing: collection, registration, systematization, storage, clarification (updating, changing), extraction, use, transfer (distribution, sharing, access), depersonalization, blocking, deletion, destruction in accordance with these POLICY Principles either by means of automated tools or without the use of such tools. In the event of non-compliance with the terms of the Privacy Policy, the Client/User may not submit personal data by filling in the appropriate forms.

The Privacy Policy applies to all personal data that the Website may obtain concerning the Client/User when the latter is using the Website, its programs and products.

The purpose of data collection.

The Website may use personal data of the Client/User for the following purposes:

Identification of the User registered on the Website.
Providing the User with access to the resources of the Website and its partners.
Providing feedback with the User, including telephone calls, sending notifications, inquiries regarding the use of the Website, the provision of services, processing requests and requests from the User, sending advertisements and other information concerning promotions and other services of the Website.
Identification of User’s location for reasons of safety and fraud prevention.
Confirmation of the authenticity and completeness of the personal data provided by the User.
Providing the User with effective client and technical support in the event of problems related to the use of the Website.
Providing the User with services updates, special offers, pricing information, news and other information on behalf of the Website or the partners of the Website.
Implementing advertising activities of the Website.
Providing the User with access to the websites or services of the Website partners for the purpose of receiving products, updates and/or services.

Collection of Information (Personal Data of the Client/User)

The following information is collected:

Technical information collected automatically by the Website software during User’s visits of the Website.
Personal data filled in by the User in the appropriate forms or information received by the Website via social networks.
Other information is provided by the User at his/her discretion.

Technical Information

When the User visits the Website, the Administration automatically receives information from the standard server logs. It includes the IP-address of the computer (or proxy server, if used to access the Internet), the name of the Internet service provider, domain name, type of browser and operating system, information concerning the website/social network page from which the Website has been accessed, visited pages, date and time of these visits, files, cookies.

This information is analyzed in aggregated (impersonal) form for the sake of gathering statistics and analyzing the number of the Website visits, and is used in the preparation of the Website improvement and development proposals. The connection between your IP-address and your personal information is never disclosed to third parties, unless the consent of the User had been obtained and/or it is required by law.

Technical information concerning the Website visits (impersonal) is also collected by statistics counters.

Personal Data

In order to sign the Contract, the User may also provide the following personal data about himself/herself or about the organization and its representatives, for the benefit of which he/she acts: full name, position, telephone number; in addition, company name and registration data may be provided (corporate number, tax identification number, registration address and postal address of the company, company telephone number, operating account, name of the servicing bank and correspondent bank, account, etc.). The specified information concerning the organization does not belong to personal data.

Responsibilities of the Parties

The User is obliged to:

Provide real personal data information which is required to use the Website under the terms of the User Agreement or to sign the Contract.
Update, supplement the provided personal data information in the event of signing the Contract with the Website Owner, in case this information has changed.

The Administration/the representative of the Website/the Website Owner is obliged to:

Use the provided information only for the purposes set out in this Privacy Policy.
Provide storage for confidential information that may not be disclosed without the prior consent of the User; the personal data of the User may not be sold, exchanged, published or disclosed in any other way possible. The User's personal data shall be stored during a period and/or transferred to the authorized state authorities on grounds of and according to the procedures established by law.
Take precautions in order to protect the confidentiality of the User's personal data in accordance with the procedures commonly used for the protection of such information in the existing business intercourse.
Ensure the destruction or blocking of personal data belonging to the User, from the moment of submitting the application or request of the User or his/her legal representative or authorized agency for the protection of the rights of subjects for the period of verification in the case of unreliability of personal data or misconduct.

Protection of collected information.

The Website takes all necessary organizational and technical precautions in order to protect the confidentiality of the User's data. Only those Website employees whose duties include working with personal data have access to the information about the Users.
The User acknowledges that in case the User himself/herself neglects personal data safe storage and provides access to them, third parties may gain unauthorized access to the abovementioned data. The Website is not responsible for any damage caused by such access. We recommend Users to ensure that their password is sufficiently complex and consists of both numbers and letters.

ADDITIONALS

The Administration/the representative of the Website/the Website Owner has the right to make changes to the existing Privacy Policy without consent and notification of the User. The User takes responsibility for examination of the updated version of the Privacy Policy which regulates the terms of use.

Any changes to the Privacy Policy come into effect when posted on the Website, unless otherwise provided by the new edition of the Privacy Policy.

The current version of the Policy can be found on the Contractor's Website and its subdomain on the Internet.

This PRIVACY POLICY has been developed and operates under the current EU Legislation on the protection of individuals concerning personal data processing and on the free movement of such data.